Ledger posted balance (ledger balance): Definition

Definitions

In plain terms

It reflects recorded debits and credits, while pending reservations can affect what may be spent before they become postings.

Technical

The D30 fold requires evidenced genesis or a validated checkpoint and committed sequence; an unexplained opening scalar is rejected. Snapshot readers have a separate trusted posted-input contract.

Scope

Posted, cleared, reconciled and available are different states; provider names and cutoffs can differ.

Examples

A 20,000-cent posted balance stays 20,000 cents after creating a 5,000-cent reservation.

Common misconceptions

A posted balance is not automatically all the money currently available to withdraw.

Concept relationships

Prerequisites

Contrasts with

Available balance

Required by

Available balance

Where this concept is used

Evidence and governance

Transactions, GnuCash v5 GnuCash project · first party technical publication
Supports: preferred label, short definition, variant distinction
Limits: GnuCash behavior does not prescribe the D30 posting API or a bank product availability policy.
D30 glossary teaching-profile scope, Batch 013 The Fintech Builder · internal governed contract
Supports: technical definition
Limits: No independent regulatory mandate, real-bank dataset, service execution, external witness or production assurance is claimed.

Reviewed by: fintech-builder-batch-013
Last reviewed: 2026-10-27
Next review: 2027-10-27
Record status: evidence reviewed

This record is evidence-reviewed and readable, but not yet promoted to published — it is served noindex,follow and excluded from the sitemap.

Written by

Islam Baraka

Fintech engineer building market-data and financial systems, and the author of every article, glossary record, and reference implementation on The Fintech Builder.