D18-F09-A09 · INTEGRATED EQUITY SCORING · SYNTHETIC DATA

Distress-Model Ensemble

Learn why model aggregation should show disagreement rather than erase it.

The learning loop

1 · PredictName the direction before moving a driver.
2 · InspectFind the ratio, signal, contribution, or residual that changed.
3 · ReconcileTie the components to the raw score or model residual.
4 · BoundInterpret the screen without turning it into a finding.
Make a prediction before stepping

Base → current bridge

Scenario base
Current state
Headline delta

Keyboard: Left/Right step, Home resets, and Space plays or pauses when focus is outside a form control.

Current model output

Frozen equation

p_ens = Σw_i p_i / Σw_i; dispersion = max(p_i)-min(p_i); agreement=1-dispersion

Component and diagnostic ledger

Changed cards are purple. Start here before interpreting the headline.

Response across 61 states

Model output across the selected accounting scenarioA deterministic synthetic sensitivity line with the current state marked.

Interpretation gate

Boundary: eligibility filter and 0–1 probability contract

Visible intermediate: eligible probabilities, weights, mean, and spread

Open exact point-in-time input and structured output

Input

Output

Synthetic teaching data only. A model score or residual is a historically specified screen—not an audit conclusion, rating, fraud finding, default forecast, or investment recommendation.