D18-F09-A09 · INTEGRATED EQUITY SCORING · SYNTHETIC DATA
Distress-Model Ensemble
Learn why model aggregation should show disagreement rather than erase it.
The learning loop
1 · PredictName the direction before moving a driver.
2 · InspectFind the ratio, signal, contribution, or residual that changed.
3 · ReconcileTie the components to the raw score or model residual.
4 · BoundInterpret the screen without turning it into a finding.
Make a prediction before stepping
Base → current bridge
Scenario base
Current state
Headline delta
Keyboard: Left/Right step, Home resets, and Space plays or pauses when focus is outside a form control.
Current model output
Frozen equation
p_ens = Σw_i p_i / Σw_i; dispersion = max(p_i)-min(p_i); agreement=1-dispersion
Component and diagnostic ledger
Changed cards are purple. Start here before interpreting the headline.
Response across 61 states
Interpretation gate
Boundary: eligibility filter and 0–1 probability contract
Visible intermediate: eligible probabilities, weights, mean, and spread
Open exact point-in-time input and structured output
Input
Output
Synthetic teaching data only. A model score or residual is a historically specified screen—not an audit conclusion, rating, fraud finding, default forecast, or investment recommendation.